Studying abroad is a dream for many Indian students, but the financial aspect can be a significant hurdle. Scholarships serve as a crucial tool in alleviating this burden, making overseas education more accessible. Several scholarships for Indian students after the 12th are available, including merit-based, need-based, government-funded, and external scholarships. This guide provides a detailed overview of scholarship opportunities and how to apply for them successfully.
Types of Scholarships for Indian Students After 12th
Scholarships for Indian students studying abroad after the 12th can be broadly classified into the following categories:
1. Merit-Based Scholarships
These scholarships are awarded based on a student’s academic achievements, extracurricular activities, sports, or community service accomplishments. Financial background does not influence eligibility for merit-based scholarships.
2. Need-Based Scholarships
Need-based scholarships are designed for students facing financial constraints. To qualify, students must provide proof of their financial situation, such as family income certificates, tax statements, and employment documents.
3. Government-Funded Scholarships
The Indian government and international organizations fund several scholarships to support students pursuing higher education abroad.
4. External Scholarships
These scholarships are provided by private organizations, NGOs, or international foundations to help students finance their overseas studies.
➡️ Also Read: Study Abroad After 12th – Eligibility & Top Universities
Key Differences Between Merit-Based and Need-Based Scholarships
| Merit-Based Scholarships | Need-Based Scholarships |
|---|---|
| Awarded based on academic performance and extracurricular achievements. | Awarded based on financial need. |
| Examples include university-specific scholarships. | Examples include government grants and financial aid programs. |
| Aim to recognize and reward student excellence. | Aim to support students from economically disadvantaged backgrounds. |
Top Scholarships for Indian Students to Study Abroad After 12th
1. Inlaks Shivdasani Foundation Scholarships
- Eligibility: Indian passport holders residing in India, good first-class bachelor’s degree holders.
- Type: Merit-based
- Maximum Amount: ₹83,08,000
2. QS ImpACT Undergraduate Scholarship
- Eligibility: Must start undergraduate studies the following year and be admitted to a QS-ranked institution.
- Type: Merit-based
- Maximum Amount: $2,500
3. JN Tata Endowment Loan Scholarship
- Eligibility: Indian citizens under 45 years with at least 60% marks in UG/PG level.
- Type: Merit-based
- Maximum Amount: ₹10,00,000
➡️ Also Read: Best Courses to Study Abroad After 12th
Scholarships by the Indian Government for Studying Abroad
1. SN Bose Scholarship (USA)
For Indian students applying to US universities in Atmospheric and Earth Sciences, Engineering, Mathematical, and Physical Sciences.
2. National Overseas Scholarship for SC/ST Students
Covers tuition fees, airfare, living expenses, and books for SC/ST students. Limited to 20 scholarships.
3. Cornell University Tata Scholarship
A need-based scholarship for Indian students admitted to Cornell University, covering full tuition costs.
➡️ Explore More: Scholarships for Studying Abroad
Scholarship Exams After 12th for Studying Abroad
There are no specific scholarship exams for Indian students after the 12th, but universities assess eligibility based on standardized test scores like:
- SAT (Scholastic Assessment Test)
- ACT (American College Testing)
Universities Offering Merit-Based Scholarships Based on SAT/ACT Scores:
- Colorado State University
- University of Arizona
- University of Mississippi
- University of Oregon
- University of Missouri
Most universities offer a 10-20% tuition fee waiver based on SAT/ACT scores.
Final Thoughts
Numerous scholarships for Indian students after 12th to study abroad make international education more affordable. While government-funded scholarships are limited for undergraduate students, multiple merit-based and need-based scholarships from universities and external organizations can help reduce costs.
How IMFS Can Help You Get Scholarships
IMFS can help students build a strong profile and increase their chances of securing scholarships. Our expert counselors assist in choosing the right course and maximizing scholarship opportunities.
With 27 years of experience, IMFS ensures the best guidance for students, helping them fulfill their dream of studying abroad.
📞 Contact IMFS today for expert scholarship guidance and make your overseas education dream a reality!




