The Ultimate 2025 Guide to Undergraduate Costs in Canada for Students

Planning to pursue your undergraduate degree in Canada? It’s an exciting prospect, but understanding the cost of an undergraduate degree in Canada is crucial for making informed decisions.

This blog post breaks down the key expenses that Indian students should consider, from tuition fees to daily living costs, to give you a realistic picture of budgeting for your adventure in Canada. We’ll also discuss scholarship opportunities that can help ease the financial burden. Understanding the UG expenses for 2025 will empower you to plan effectively and pursue your academic goals without unwelcome financial surprises.

How much does a UG study in Canada cost?

Tuition fees form the most significant chunk of the cost of an undergraduate degree in Canada. However, the exact amount varies considerably based on the university, program, and province you choose. International undergraduate tuition can range from CAD 20,000 to CAD 60,000 per year.

Certain programs, such as engineering, medicine, and business, typically command higher tuition fees. Conversely, arts and humanities programs tend to be more affordable. Furthermore, the prestige of the university also plays a role. Top-tier universities often have higher tuition rates compared to smaller institutions.

For instance, an Indian student aspiring to study a Bachelor of Engineering at the University of Toronto or the University of British Columbia should anticipate paying between CAD 50,000 and CAD 60,000 annually for tuition. On the other hand, a student enrolled in a Bachelor of Arts program at a smaller university in a province like Manitoba or Saskatchewan may face tuition fees ranging from CAD 25,000 to CAD 35,000. Careful consideration of the program and university location is, therefore, vital when assessing the tuition fees in Canada for Indian students.

What is the monthly living expense in Canada?

Beyond tuition fees, understanding the living costs is crucial for budgeting your Canadian study experience. Your monthly expenses will largely depend on your chosen city and lifestyle. Major urban centers like Toronto and Vancouver generally have higher living costs than smaller cities or university towns.

Let’s break down the key components of your monthly living expenses:

• Accommodation: This is usually the most significant expense. On-campus residences can cost between CAD 800 and CAD 1,500 per month. Opting for off-campus housing, such as renting an apartment or sharing a house with roommates, could range from CAD 700 to CAD 2,000+ per month, depending on the location, size, and amenities.
• Food: Groceries and eating out can add up to CAD 300 to CAD 600 per month. Preparing your own meals regularly can significantly reduce your food expenses. Embrace your inner chef and explore local Canadian cuisine!
• Transportation: Public transportation passes typically range from CAD 80 to CAD 150 per month. Many students also prefer using bicycles, especially in university towns, for both cost savings and exercise.
• Other Expenses: Don’t forget to factor in the cost of textbooks (CAD 500-CAD 1000 per year), personal expenses like clothing and entertainment (CAD 200-CAD 500 per month), and healthcare.

Speaking of healthcare, it’s important to note that some provinces offer healthcare coverage to international students under their provincial health insurance plans (e.g., Alberta, British Columbia, Manitoba, Newfoundland and Labrador). In other provinces, students will need to purchase private health insurance, costing between CAD 600 and CAD 1,200 per year.

Considering all these factors, a realistic monthly living cost for an Indian student in Canada, excluding tuition, would be approximately CAD 1,200 to CAD 2,500. Remember, this is just an estimate, and your actual expenses may vary.

Are scholarships available for undergrads in Canada?

The good news is that scholarships are indeed available for international undergraduate students in Canada! However, it’s important to understand that they are competitive, so a strong application is essential.

Here are the main types of scholarships to explore:

• University-Specific Scholarships: Many Canadian universities offer scholarships and bursaries specifically tailored for international students. These scholarships may be based on academic merit, financial need, or a combination of both. Take the time to meticulously research the scholarship options at your target universities.
• Government Scholarships: Both the Canadian and Indian governments provide certain scholarships for students pursuing higher education abroad. However, these are often highly competitive, so plan your applications accordingly.
• External Scholarships: Numerous organizations and foundations offer scholarships to international students, so research widely and explore all potential avenues for funding.

It’s crucial to remember that most undergraduate scholarships do not fully cover all tuition and living expenses. They usually provide partial funding, meaning students often need to supplement their finances through parental support, loans, or part-time work (subject to visa regulations). To maximize your chances of securing a scholarship, start the application process early and build a strong academic record.

Ultimately, understanding the cost of an undergraduate degree in Canada for Indian students involves carefully planning for tuition, living costs, and exploring scholarships to make your dream a reality. By understanding the UG expense 2025, you’ll be well-prepared for your journey!

Ready to take the next step towards your Canadian education?

Contact IMFS today to learn more about universities and the application process! We have 27 years of experience in fulfilling more than 65,000 students’ study abroad dreams. Our expert counselors will guide you to choose the best. Visit our website or office and let us help you give wings to your dreams.